You Need to Know About These Common Neighborhood Restrictions

What exactly is a neighborhood restriction? What about “CC&Rs?” And covenants?

We know, it can be confusing. In general, all these terms are used to describe rules and regulations set forth for the residents of a community by a board or HOA; the community can be a condo complex, a planned development, or an un-gated neighborhood.

A quick primer on the different kinds of regulations

Deed restrictions are the most legally binding set of rules for your property. They can cover everything from the size of property you can build to the paint color of your fence and are a written condition of your deed when you purchase the house or property.

CC&R stands for “Covenants, Conditions, and Restrictions.” They’re the next most formal, permanent type of restrictions that can be applied to your land and home and are always in writing. They’re established by an HOA or a neighborhood board/association and can be amended with a neighborhood vote, which typically must be unanimous. Usually CC&Rs don’t change very often.

Rules (or ‘restrictions’) are more fluid. Rules for a neighborhood or condo/townhome development can change annually based on a simple board vote. They can even change based on the hire of a new property management company. In general, rules are not as enforceable as CC&Rs or deed restrictions and though they should be taken seriously should not greatly alter your quality of life.


What does all this mean for home buyers?

If you’re currently on the market for a home you and your Realtor should pay close attention to any deed restrictions and/or CC&Rs that come with any particular property. CC&R documents can be long and tedious but just one page can contain a single clause that prevents you from using your property they way you’re planning. It’s important to know exactly what these documents say and give you permission to do before you buy a home as you waive your rights to appeal once you knowingly buy.

Deed restrictions are very general and usually don’t pertain as much to aesthetics as they do to land use, size, and easements. CC&Rs, however, can greatly alter the way you use your home. Here are a few common examples of CC&Rs to keep an eye out for:

  • General maintenance rules may require you mow your lawn regularly, keep shrubs off the sidewalk, or avoid building a front-yard fence. You could be fined or even evicted if you don’t follow these restrictions.
  • View obstruction is common where applicable. Since CC&Rs exist for the purpose of ensuring the whole neighborhood stays content, you may not be allowed to build anything (a wall, a shed, a garage) that obstructs your neighbors’ view.
  • Pets are a common concern. Some CC&Rs limit the number of pets you may have and also the type. If you’ve always dreamed of having a backyard chicken coop you should check the documents carefully before you buy.
  • Business and zoning conditions are also common to prevent homeowners from turning the neighborhood into a retail center. Even if you don’t plan on starting a home daycare in your house you need to know what the restrictions say in case your neighbor does.
  • Architectural review is also a consideration you should keep in mind if you’re considering remodeling in the future. The HOA may have the ability to veto your added second-story or to tell you your shutters don’t match the character of the neighborhood.


Still have questions?

If you’re considering buying a property in a neighborhood, planned community, or townhome development it’s particularly important to work with a Realtor who can help you navigate any rules and restrictions. Buying a property is a big decision and at the very least you should be aware of exactly what you’re buying into!

Call On the Move Charlotte for more info on common Charlotte area deed restrictions, CC&Rs, and rules. 


Homes of the Week: New Construction in Up-and-Coming Belmont Neighborhood

1313 Harrill Street

3 Bedrooms, 1.5 Baths

1313 Harrill Street

This renovated bungalow in the desirable Belmont neighborhood has new carpet, flooring, and totally new exterior paint. It’s ready for your family to move into as-is with just about every upgrade a homeowner could want!

Call Michelle Duyck at On the Move Charlotte right now to schedule a showing.

Featured Charlotte Neighborhood: Cotswold

cotswold shops signCotswold is one of the most popular residential neighborhoods in Charlotte.

Originally developed in the 1950s and 1960s, the Cotswold neighborhood in South Charlotte is experiencing a resurgence in popularity! With tons of shops and restaurants, great public schools, and close proximity to Uptown, first-time home buyers as well as move-up buyers are flocking to Cotswold in droves.

A few of the best features of the Cotswold neighborhood include…


cotswold villageCotswold Village Shops:

Originally known as the Cotswold Mall, the Cotswold Village Shops, better known as the “Cotswold shopping center” was Charlotte’s first suburban mall. It now houses one of the larges Harris Teeters in town, several restaurants, and over a dozen different retail stores. Cotswold’s shopping center is truly the anchor of the neighborhood and is within a very short drive to most of the residential streets in the area.

Nearby Parks:

Cotswold is a very family-friendly neighborhood which s evidenced by its close location to so many Mecklenburg County parks. Grayson Skate Park and Randolph Road Park are both adjacent, and Oakhurst Park is actually within the bounds of the neighborhood.

Cotswold homesHome Options:

One of the neatest things about Cotswold is its variety of home styles. Many 50s and 60s style homes are being flipped and remodeled and there are plenty of split-level and two-story beauties here that have been meticulously maintained. Most of the houses in Cotswold have larger-than-average lots and plenty of mature landscaping to boot. It’s a beautiful place to live.


Great Schools:

Cotswold feeds into some of the best public schools in the city including Cotswold Elementary School and Randolph Road Middle. There are a handful of renowned private schools just a short drive from the area and even some smaller Montessori and Christian academies within the neighborhood itself.


Community Feel:

The Cotswold community has a distinctly warm feel, and the neighborhood association does a great job providing necessary services for the area. Bordering some of Charlotte’s most exclusive areas such as Eastover and Myers Park, Cotswold truly couldn’t be in a better location. A short drive from Uptown, close to I-77, and now even offering some multi-family living infill projects, Cotswold is the best of all worlds in Charlotte.


Get the scoop on Cotswold from your On the Move Charlotte team!

Contact On the Move Charlotte today to talk about buying or selling in the Cotswold area.

Featured Charlotte Neighborhood: Dilworth

historic dilworth

Dilworth has long been one of the most sought-after neighborhoods in all of Charlotte.

Founded in 1891 as Charlotte’s first streetcar suburb, Dilworth has a long history. Over a century later, fighting its way back through decay, preservation issues, and the demise of the streetcar line, Dilworth is today one of Charlotte’s premiere addresses. Chock full of historic homes, tree-lined streets, and tons of fabulous restaurants and retail shops, there’s a lot to love about Dilworth.

A few of the best features of Dilworth include…


Schools and Parks:

Freedom Park

The Dilworth neighborhood is located in a highly-awarded school district, feeding into Dilworth Elementary School and Myers Park High School. In addition, there are many different private, Montissori, and religion-based schools in the area. For a family, it’s hard to beat Dilworth. Situated right next to Freedom Park, Charlotte’s most prestigious park, Dilworth is a great place for bikers, runners, hikers, and tennis players. Latta Park and the Midtown Greenway are also within walking distance to most of the neighborhood.

Sense of Community:

Dilworth has one of the most active neighborhood associations in all of Charlotte. Sponsoring several festivals, an annual neighborhood home tour, and even a Fall Jubilee, the Dilworth Community Development Association takes great pride in making the area a great place to live. You may even spot a few of the association’s sponsored art projects sprinkled throughout Dilworth! In general, residents in this part of Charlotte know each others’ names and there’s a real sense of community from street to street.

starbucks dilworthWalkability:

The Dilworth area, particularly East Blvd. and South Blvd., have tons of shops and restaurants suited for all occasions. From 300 East to The Liberty to Dilworth Gardens, there are dozens of places to walk to when you live in Dilworth. And who can forget about Charlotte’s most popular Starbucks location as well as one of the city’s largest Harris Teeter grocery stores?

Proximity to Uptown and CMC:

Dilworth is less than a mile to several stops on the LYNX lightrail system which leads directly into Uptown. By car the center of Uptown is less than two miles from most of Dilworth, and some residents even choose to bike or walk. Dilworth is a popular neighborhood for employees of Carolinas Medical Center, located right between Dilworth and Myers Park. In addition, I-77 is just a few short minutes away by car.

Historic Homes:

City house

The Dilworth Neighborhood is home to some of the most beautiful houses in Charlotte. From majestic Victorians to pristine Crafstman-style homes, a drive through Dilworth shows how much pride residents have in their houses. Many parts of Dilworth are actually historically protected and the city has gone to great lengths to preserve the character and beauty of this particular part of town.


group favorite

Call On the Move Charlotte to learn more about Dilworth and the surrounding areas.

Want to find out more about Dilworth? Contact On the Move Charlotte now to get the details!

Featured Neighborhood: Sedgefield

sedgefield sign

Sedgefield is one of Charlotte’s fastest-growing neighborhoods.

Located just south of historic Dilworth, the Sedgefield neighborhood is truly on the move. A popular spot for young professionals and families, Sedgefield is mostly comprised of ranch-style homes, craftsman houses, and traditional brick homes. There’s a lot of renovation going on in this area and it’s a hot place to score a deal on a property that’s ripe for upgrades. Close to Park Road, I-77, and all the restaurants and shops of Dilworth and Southend, Sedgefield is Charlotte’s next big neighborhood.

A few of the best features of the Sedgefield neighborhood include…


park road shopping centerShops and Restaurants:

Sedgefield is sandwiched between Park Road and South Boulevard, both teeming with retail and restaurants. From Park Road Shopping Center (which has tons of eateries and even a movie theater!) to the ethnic restaurants and big-box home stores of South Boulevard, there are few things homeowners could need that aren’t a short drive from Sedgefield.

Access to Highways:

Many commuters choose to live in Sedgefield whether they work in Uptown or South Charlotte. Just minutes from several entrances to I-77 and just a few miles from Independence Boulevard. Sedgefield’s far enough from the highways to avoid major traffic issues but close enough for a short commute. The light rail is also walkable from some parts of Sedgefield.

sedgefield parkNearby Parks:

Freedom Park, Charlotte’s flagship outdoor space, is less than a mile from most parts of Sedgefield. Additionally, the neighborhood has its own 5-acre park, the aptly-named Sedgefield Park, as well as E.B. Moore Park. The streets of Sedgefield are wide and tree-lined and most have sidewalks which make it a perfect place for avid runners, walkers, or young families to stroll.

Community Atmosphere:

People are always out and about in Sedgefield. With a 20-year old neighborhood association, the neighborhood has a real sense of community and often features street clean ups, block parties, and neighborhood fundraisers. The Sedgefield public school district is a plus for many families, too. If you’re looking for subdivision-style living without all the hassle of an organized political system within the community, Sedgefield may be the place.

frontHome Buyer Options:

One of the best things about Sedgefield is the variety of home styles available here. No matter what kind of budget you’re working with you can usually find something in the area that works for you – but you may have to be willing to do some renovating! Plenty of homes here have been lovingly restored and maintained and Sedgefield is truly a neighborhood you can buy a first home in, raise a family in, and retire in.



No one knows Sedgefield better than On the Move Charlotte.

Want to learn more about buying or selling in Sedgefield? Contact Leigh Bryant and Michelle Duyck at 704.516.3318 today to talk about your options.

Featured Charlotte Neighborhood: Providence Plantation

Providence Plantation is one of South Charlotte’s most desirable neighborhoods.

Providence Plantation was originally founded in the 1970s as a commuter suburb for those working in metro Charlotte. Development was forward thinking and Providence Plantation’s large lots and tree-lined streets are still one of the area’s biggest draws. Few neighborhoods in Charlotte offer such a convenient location to raise a family!

Providence Plantation is more of a community than a neighborhood with tons of activities geared towards residents. Not only does the area have an award-winning swim and tennis club, the public schools that serve the neighborhood are among the highest-ranked in the state. On the Move Charlotte has noticed a sharp uptick in buyers looking specifically in Providence Plantation, so if you have questions about the area give us a call today.

A few of the best features of Charlotte’s Providence Plantation neighborhood include…


Providence High

Amazing Schools:

Providence Plantation sits at the apex of some of Charlotte’s best schools. Providence Springs Elementary is recognized as one of the best elementary schools in North Carolina, and Providence High School consistently scores well above-average in state rankings. There are a number of private schools and charter schools in the area as well providing parents with lots of options.

Social Clubs:

The social scene in Providence Plantation is incredibly active! Resident-organized groups are sprouting up like weeds including a Bunco group, a Supper Club, a Book Club, a Bridge Club, and several Playgroups for parents. There are groups for every age-bracket and family status with meetings as regularly as once a week or as infrequently as once every couple of months.

Carmel Country ClubDining, Shopping, and Recreation:

It’s hard to beat the location of Providence Plantation. Nestled between several large parks like the Colonel Francis Beatty Park and the Arthur Goodman Memorial Park, there’s no shortage of outdoor space near the neighborhood. There are several swim and golf clubs nearby, too, including Carmel Country Club and Cedarwood Country Club to the west. Charming downtown Matthews is less than 10 minutes drive, bustling with restaurants and shops, and Pineville is also a hop-skip-and-a-jump away. The Arboretum shopping center has just about every store and eatery a southerner could need, and SouthPark Mall is less than 15 minutes from the Plantation.

Active HOA:

Providence Plantation residents are governed by an extremely active, productive home owners association. Dues are very low (currently less than $80 for the year) and cover everything from neighborhood security patrol to maintaining the heavily-landscaped entrances to the community.

5051 carillionBeautiful Homes and Lots:

The homes in Providence Plantation are graciously sized, many with large lots and extensive landscaping. There are new construction projects as well as established homes with charm – many of the houses are built in the brick traditional style. The median home price in Providence Plantation is currently around $440,000 but prices are rising as the area’s value increases. If you’re considering a long-term home for your family, now is the time to buy in Providence Plantation.

Easy Commute:

The neighborhood is situated just far enough outside the hustle and bustle of Charlotte’s busiest areas but close enough to make commuting into Uptown or Ballantyne a breeze. Most parts of the neighborhood are less than 5 minutes drive to the I-485 entrance and three miles from Providence Plantation lies the entrance to Independence Highway/74. Providence Road leads many residents straight from the neighborhood into Uptown many mornings.


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On the Move Charlotte is your Providence Plantation real estate team.
Still have questions about one of Charlotte’s best and fastest-growing communities? Contact Leigh Bryant, Michelle Duyck, and John Elliott at 704.516.3318 today to talk about your move to Providence Plantation.


Featured Charlotte Neighborhood – Chantilly

Chantilly is one of Charlotte’s fastest-growing neighborhoods. 

Affectionately known as “little Elizabeth,” Chantilly has a flavor all its own. Located between Plaza Midwood and the Elizabeth neighborhoods in Midtown Charlotte, Chantilly was originally developed in the 1940s. Now its streets are lined with mature trees and beautifully restored craftsman-style homes, bustling with families and young professionals.

Many of Chantilly’s homes are in the craftsman style, some of which have been lovingly restored to their former glory. There’s also a lot of new construction in Chantilly but the neighborhood is growing gracefully – even the newest homes fit the streets’ aesthetics. Bordered by Independence Boulevard and Briar Creek, Chantilly is incredibly convenient to Uptown Charlotte as well as entrances to I-77 and I-277.

A few of the best features of Charlotte’s Chantilly neighborhood include…

Chantilly Park:

Chantilly Park is easily accessed by foot from most parts of the neighborhood. It’s 7 full acres of green space and includes a volleyball court, multi-purpose field, and even a playground. On weekends, the park teems with activity and the entire neighborhood is very dog friendly.

Independence Park:

Independence Park is one of the best parks in the city. Home to numerous festivals throughout the year (including Petpalooza!), the park has over 19 acres of picnic areas, playgrounds, and soccer fields. It’s an easy walk from Chantilly and there are plenty of dining options nearby, too.

Proximity to Shopping:

Chantilly Shopping Center has many retail offerings and 7th Avenue is an easy walk from most parts of Chantilly. Seventh is the beginning of the Elizabeth district and hosts tons of shops, convenience stores, and salons.

Dining Options:

Between Elizabeth and Independence, dining options abound just outside the residential streets of Chantilly. Kennedy’s Irish Pub, Crisp, Starbucks, and even fine dining at The Fig Tree are all within striking distance. Independence has dozens of fantastic ethnic restaurants, fast food options, and even a farmer’s stand.


The quiet, tree-lined streets of Chantilly are the perfect setting to raise a family. There’s a flourishing neighborhood association and the neighborhood’s on its way to commissioning signs to mark its borders. Chantilly is also close to several houses of worship as well as Novant Health (formerly Presbyterian Hospital.)

Charming Homes:

The average home for sale in Chantilly is listed around $350,000 and home values continue to rise. As development resumes in and around the neighborhood, homes in Chantilly aren’t staying on the market for long, particularly the pristine crafstmans that populate the neighborhood. Many of the homes in Chantilly must stick to historical guidelines when being redone, so homes here retain a lot of character.


On the Move Charlotte is your Chantilly real estate team.
If you’d like to know more about the homes for sale in one of Charlotte’s most desirable communities, call the On the Move Charlotte team at 704-516-3318 today.

Explore all the homes for sale in Chantilly here.

Featured Neighborhood – Stonehaven


Stonehaven is one of Charlotte’s oldest and most well-established neighborhoods.

Located just east of the intersection of Rama Road and Sardis Road, close to Cotswold, Stonehaven is a family-friendly community with everything to offer a growing family in Charlotte!

Houses in Stonehaven are predominantly brick or wood siding, and many are sprawling ranches or two-stories – perfect for family living. The neighborhood is extremely active on weekends and lined with beautiful, mature pines and sidewalks just made for walking. Residents of Stonehaven just can’t say enough good things about their community!  You’ll find Bunco groups, “First Friday gatherings, bootcamp workout groups, bookclubs, Preschool groups, etc. etc.

There are 2 active swim clubs in the neighborhood too.  You’ll find information about Sardis Swim and Racquet at and information about Rama Swim Club at  Both are currently accepting new members!

A few of the features people find most attractive about the Stonehaven suburb in Charlotte, NC include…


McAlpine Creek Greenway

McAlpine Creek Greenway:

The 4-mile Greenway is ideal for runners and bikers and runs alongside scenic McAlpine Creek. Built in 1978, it’s Charlotte’s first designated greenway!

James Boyce Park:

A 73-acre recreational park equipped with a playground, two softball fields, and a picnic shelter within the Stonehaven neighborhood limits. Several other parks are within 3 miles of the neighborhood.

Proximity to Metro Charlotte:

Stonehaven is just a few miles from the nearest 485 on ramp and less than 10-miles from the I-77 loop. Independence Road (Highway 74) is just two-miles from the neighborhood and provides easy access to Uptown and North Charlotte.

Cotswold Shopping Center (photo credit:

Shopping and Dining:

Cotswold shopping center is just blocks away from Stonehaven and boasts a grocery store, over a dozen restaurants, and various shops. The Independence Shopping Center and Galleria Shopping Centers are also nearby.


Stonehaven is tight-knit and the neighborhood association often organizes community-wide events! Upcoming events include a paper shredding “party” on March 23rd and a multi-home yard sale on April 20th.

Quality Construction:

The average home value in Stonehaven is around $275,000 and the neighborhood boasts a good mix of old and new renovations and additions. Almost any family or young professional or empty nester can find a perfect fit in Stonehaven.  From a ranch starter home to a multi-level “lifetime” house – there are options for just about every home budget in this neighborhood.

Leigh Bryant and the On The Move Charlotte team

Leigh Bryant is your Stonehaven real estate broker.
Not only does Leigh love working in this neighborhood, she lives here, too! If you’d like to know more about one of Charlotte’s most desirable communities, call Leigh and the On the Move Charlotte team at 70-516-3318 today.

Explore all the homes available for sale in the Stonehaven  Neighborhood.